Investing money needs careful consideration and you need to be absolutely sure of the risks involved and you should seek advice appropriate to your specific circumstances prior to making any decisions.
The vast opportunities within investment make it difficult to know which is the best option for you. Investment trusts, investment bonds, OEICs, Cash ISAs, Stocks and Shares ISAs to name just a few of the avenue available to you.
At Lifetime Solutions we can map out your investments so that you know what lies ahead, whether it positive or negative. We are proud to operate to be completely honest so that there are no hidden shocks.
Everybody pays tax, but not everybody pays the same amount of tax and it is important to understand where your money goes and how much you should be contributing. Numerous factors affect how much tax you pay, but you do not want to pay too much tax.
The government have created many opportunities for you to reduce your tax however, the number of people that are aware of these are low and therefore overpaying is common.
At Lifetime Solutions we can help you to reduce tax wastage and advise you on how to pay tax efficiently, with the objective of saving you money in the long term.
We all know it is important to plan for retirement, but many of us are still not planning well, or early enough.
Despite all the media headlines and Government initiatives, many of us still have a ‘tomorrow will do’ attitude. This is worrying for one simple reason – we are going to live longer than most of us think.
Those approaching retirement today have many more opportunities and challenges to face than their parents ever did. There are also many more ways to fund retirement, adding to the confusion about how to best prepare for all your needs.
This problem has been at the root of much of the recent innovation in the retirement market. Getting sound financial advice throughout the different stages of retirement will help identify which products can help you achieve the income you need.
Although it may seem a long way off, making robust financial plans now for late retirement will give you the peace of mind to enjoy your early retirement years - safe in the knowledge that you will be able to live the lifestyle you desire further down the line.