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Wealth Newsletter – Autumn 2019

Posted on 01 October, 2019

RENEWED INTEREST IN MULTI-ASSET FUNDS

Multi-asset funds are enjoying a new vogue. Amid worldwide geopolitical instability, a volatile market and weaker growth, many investors are becoming more risk aware. To manage risk and protect capital whilst simultaneously exploring new growth opportunities, an increasing number of investors are turning to these types of funds.
Multi-asset funds appeal to many investors because they allow them to diversify their portfolios. They invest in a wide variety of asset classes, including but not limited to bonds, equities, and even property and commodities……

REAP WHAT YOU SOW

Any gardener worth their salt knows that rooting out the weeds will help their flowers to bloom. Investors also know the importance of keeping on top of their portfolios, digging out any perennially underperforming funds and planting more lucrative ones in their place. For those with new money to invest, carefully choosing new funds to add to their crop could really reap rewards……

GOOD ADVICE PAYS

Despite flexible income being one of the perks of drawdown, meaning that retirees can tailor their withdrawals to their spending, a YouGov survey commissioned by the provider has revealed that 52% of over-55s in drawdown are completely unaware of this fact.
Unsurprisingly, awareness levels were shown to drastically increase among those who had sought professional advice. While 77% of those receiving ongoing financial advice were aware they could vary their drawdown income, a worryingly low 35% of those not seeing an adviser knew about this benefit.

INDIVIDUALS IN DRAWDOWN OBLIVIOUS TO FLEXIBLE INCOME

Pension provider Zurich has found that the majority of retirees taking an income in drawdown are unaware that they can reduce or even stop their withdrawals, meaning that they risk taking unsustainable levels of income that may not see them through retirement……

For the full FREE article download here: Wealth Newsletter – Autumn 2019

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